💳 Official Apple Cash Fee Schedule (1.7% • Min $0.25 • Max $25)

Apple Pay Instant Transfer Fee Calculator

Calculate instant debit card withdrawal fees, verify minimum floors & maximum caps, and compare payouts against standard ACH bank transfers.

⚙️ Transfer Parameters

$

Apple Cash transfer limit: $1.00 min to $10,000.00 max per transfer.

Individual accounts allow up to $10,000 per transfer ($20,000 / 7 days).

💡 Apple Cash Transfer Rules

  • Standard Rate: 1.7% deducted per instant transfer.
  • Minimum Charge: Minimum floor fee of $0.25 applies under $14.71.
  • Maximum Cap: Capped at $25.00 on amounts exceeding $1,470.59.
  • Free Option: Regular 1–3 business day ACH bank transfers are always $0.00.
Net Payout Received to Debit Card
$0.00
$0.00 Instant Transfer fee deducted
Effective Fee: 1.70%
Tier: Standard 1.7%

Transfer Method Comparison

⚡ Instant Transfer Within 30 Min
$0.00
Fee: $0.00
🏦 Standard Bank Transfer 1–3 Days
$0.00
100% Free ($0.00 Fee)

Calculation Breakdown & Parameters

Gross Transfer
$0.00
Nominal Fee (1.7%)
$0.00
Actual Fee Charged
$0.00
Card Payout
$0.00

📋 Transaction Details

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